Emerging financial distress
Identify customers that are showing signs of becoming vulnerable and put measures in place to support them.
Quickly identify your most at risk customers
Cashflow insights on end-of-day balance, recurring credits & debits, deposits vs. outgoings and more.
Use transaction data from any source
If you already have a data set, or access open banking data, plug in to our emerging financial distress engine and we'll return the data you need for early interventions.
Atto insights
Understand how your customer’s spend, save and earn their money with real-time insights.
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Our platform
Atto's platform gives you all the tools you need to capture consent, access transaction data and view detailed insights on your customer's financial behaviours.
Better informed decisions across the credit risk lifecycle
Credit risk decisioning
Understand customer affordability and creditworthiness in real-time.
Risk modelling
Enhance predictive models with real-time open banking data for a significant uplift in performance.