5 ways to speed up impecuniosity claims and get paid faster
Delays in proving impecuniosity cost CHOs time, money, and claim approvals. Learn how to streamline the process and reduce disputes.



Proving impecuniosity doesn't have to take days
Atto transforms this process, replacing outdated methods with real-time affordability verification powered by open banking.
How digital proofing changes the game
Breaking the cycle of endless delays
Insurers are tightening their requirements, making outdated financial proofing a major blocker to fast claim approvals. CHOs that move to digital solutions gain a competitive edge.
- Verify affordability instantly
- Strengthen claim approvals with standardised financial proof
- Reduce admin workload and get paid faster


How digital proofing changes the game
Your gateway to faster, stronger impecuniosity claims
With Atto's open banking tools, see:
- How real-time bank transaction data speeds up impecuniosity proofing
- Why insurers are more likely to accept digital financial proof
- Strategies to cut claim processing time and improve cash flow


Open banking by numbers
Open banking has already made a significant impact, and the statistics below highlight its growing adoption and benefits.
Your gateway to understanding open banking's full potential
Why switch to digital impecuniosity proofing?
Dive deeper into the mechanisms, benefits, and future of open banking.
Why switch to digital impecuniosity proofing?
Eliminate manual document reviews
Paper statements and PDFs slow down claims and introduce errors. Open banking removes the guesswork with instant, verified affordability insights.


Why switch to digital impecuniosity proofing?
Reduce insure pushback
Structured, real-time financial proof makes claims harder to dispute. Standardised data leads to faster approvals and fewer rejections.


Why switch to digital impecuniosity proofing?
Speed up payouts
Every day a claim is delayed impacts cash flow. CHOs using Atto cut processing time by 80%, ensuring quicker payments.


Why switch to digital impecuniosity proofing?
Improve operational efficiency
Free up internal teams from manual calculations. Automate affordability checks and reduce time spent justifying claims.


Why switch to digital impecuniosity proofing?
Strengthen insurer relationships
Claims backed by real-time financial data build trust with insurers, reducing disputes and improving approval rates.


Servicing our customers
“Working together, Atto’s Connect widget and Shieldpay's payment engine allow customers to transfer funds online with digital escrow and trust services. The combined service will bring seamless identity verification during transfers, streamlining the customer experience without sacrificing any measure of security. Bringing customers a frictionless payments journey at every step.”
“Underwriters can confidently produce quicker and more detailed analysis. Customers receive speedier decisions with reduced intrusion/inconvenience. Dealer receives quicker decision - increased satisfaction. Everyone wins with the new process.”
Global automotive manufacturer“In working with Atto, we can give the underwriter a much more detailed and understandable view of a customer’s financial profile.”
Powering household names with real-time customer insights
Book a demo
Prove impecuniosity in minutes
CHOs that switch to real-time financial proofing get paid faster, reduce disputes, and cut processing time by 80%.
Want to see it in action? Book a demo with our team.