GDS Link, a leading player in credit risk management, is pleased to announce a partnership with the open banking provider, Atto. GDS Link will use Atto’s data and insights to enhance credit decision processes for global financial institutions.
In the ever-changing economic landscape, the ability to make instant credit decisions is essential for businesses serving consumers and enterprises. GDS Link has assisted numerous institutions worldwide to achieve consistent growth while effectively managing risk. The recent successful implementation of GDS Link’s multi-bureau solution with Shawbrook Bank in the UK underscores this.
Kate Bullman, VP of Global Partnerships at GDS Link, said:
For GDS Link, partnering with Atto is not just a strategic move; it's a leap towards transforming how credit decisions are made globally. We will harness the power of data and insights to make instant, data-driven decisions a reality for businesses around the world. Our combined expertise in credit risk management and open banking insights sets a new standard for accuracy and efficiency in financial services.
GDS Link will use Atto’s insights to streamline decisions across the credit risk life cycle. This partnership combines GDS Link’s robust risk management technology with Atto's high quality open banking data and insights to support businesses in making well-informed decisions.
The need for real-time assessment of creditworthiness and financial health has never been greater for businesses seeking consumer or SME finance. Through the partnership, GDS Link will provide global financial institutions with a robust, next-generation platform that can be implemented swiftly and offers high-quality data consistently and standardised.
Atto’s expertise in building key credit risk insights, including affordability metrics and income verification, helps organisations gain a comprehensive understanding of financial profiles for both individuals and businesses.
James Syron, Partner Manager at Atto, said:
GDS Link are proven experts in using transactional data to improve credit risk decisions, delivered alongside a suite of AI-powered risk decisioning tools designed to enhance every phase of the lending process. The partnership’s global capabilities and expertise has the potential to bring the power of open banking to benefit consumers and businesses alike.
About GDS Link
GDS Link is a premier provider of credit risk management solutions, leveraging over 18 years of industry expertise to offer cutting-edge data aggregation, analytics, and decisioning services. As a global authority in the field, we enable over a billion informed decisions annually, driving growth and mitigating risks for clients across 46 countries. Our innovative approach combines advanced technology with deep analytical insights, supporting financial institutions and technology partners in navigating the complexities of the modern lending landscape. GDS Link's mission is to optimise the customer journey and enhance business outcomes through strategic partnerships and powerful, scalable solutions.
For more information visit www.gdslink.com.
About Atto
Atto leads with a clear mission: to create a more predictable future for lenders. Utilising real-time bank transaction data, we deliver predictive models that significantly enhance risk management.
Our insights give risk managers a thorough understanding of customer financial behaviours spending, saving, and earning boosting the accuracy of credit risk assessments and promoting a compliant lending environment.
At the heart of Atto's ethos is the commitment to precise foresight. By leveraging the latest financial data, we ensure fair treatment for consumers and equip businesses with the necessary tools for sound lending decisions.
Rooted in advanced data science, Atto enables a future where decisions are made swiftly and based on the freshest data, ensuring confidence and clarity in every transaction.
For media inquiries, please contact
Matthew Tepper
Vice President of Global Marketing, GDS Link
matthew.tepper@gdslink.com
Caterina Ponsicchi
Head of Marketing, Atto
press@atto.co
